Empire Plan Changes Coming in ‘07

If you’re in the state’s Empire Plan, look for the benefit changes in the table below, authorized in the 2003-2007 PS&T contract, to start January 1, 2007. In addition to changes in copayment amounts, there will be two changes to the Empire Plan Basic Medical Program.  The annual deductible for medical services performed and supplies prescribed by non-participating providers will increase from $322 to $335.

And, if your expenses under the Empire Plan Basic Medical Program exceed $1,610 (up from $1,548), the plan will pay 100 percent of the total charge or the “reasonable and customary” charge, whichever is less.

These changes result from a 4.0 percent hike in the medical component of the Consumer Price Index for W orkers (CPI- W ) for the period July 1, 2005 through June 30, 2006.

Benefit

2006 Benefit Level

2007 Benefit Level

Network Hospital (BC)

 

 

Emergency Room

$50 copay

$60 copay

Outpatient Physical Therapy

$15 copay

$18 copay

Par Provider (UHC)

 

 

Office Visit, Surgical Procedures, Radiology and Diagnostic/Lab

$15 copay

$18 copay

Managed Physical Medicine (MPN)

 

 

Physical/Occupational Therapy and Chiropractic Care

$15 copay

$18 copay

Managed Mental Health  (ValueOptions)

 

 

Outpatient Mental Health Visits

$15 copay

$18 copay

Outpatient Substance Abuse Visits

$15 copay

$18 copay

Emergency Room

$50 copay

$60 copay